Skip to site map | Skip navigation TDHCA Home | Contact TDHCA | About TDHCA | Events | Press Room | Employment     Toll Free Help: 1-800-792-1119 The Texas First Time Homebuyer Program provides below market interest rate mortgage loans through a network of participating lenders to eligible families and individuals who are purchasing their first home or who have not owned a home in the past three years. Two types of loans are available under this program. An “Unassisted Rate” ...