Comedian and actress Molly Shannon knows how difficult life can become when a breadwinner dies without any life insurance. When Molly was four years old, she was in a car accident that took the lives of her 33-year old mother, her cousin and her younger sister. She survived the crash, along with her father and older sister, but her dad was badly injured in the accident and was unable to work for several years. Molly’s mom, a school teacher, didn't have any life insurance coverage. Molly i ...